HOW TO SUBSCRIBE

1 Login or create new account.
2 Choose right packages.
3 Complete your payment.

If you still continue to face any issues, please let us know, by sending an email to [email protected] . Thank you!

WORKING HOURS

Mon-Fri 10:00AM - 7:00PM

Pricing Guide Complete Financial Planning Service

Common Package
Optional Package

Learn

  • Moneylife Weekly Online Magazine
  • Handbook: Your Moneylife
  • Unbiased Product Reviews

FREE ACCIDENT INSURANCE

  • Accident cover of Rs2.5 lakh
  • Death Benefit
  • Permanent Total Disability
  • Education welfare fund for dependent children

Recommendations for

Fixed Income

  • Which bank FD
  • Which debt funds?
  • Which liquid funds?
  • Which other fixed income?

Save Tax

  • Save Tax Fully
  • Tax-proof Investing through Relatives
  • Capital gains tax tool
  • ELSS SIP Tool

SHORT-TERM INVESTOOL

  • For investments of less than 5 years
  • Useful for both monthly and lumpsum investments
  • When the equity market is undervalued equity funds recommended to enhance returns

ASK

  • One-on-one online confidential financial advice.
  • Get a quick view from us on your existing stocks/funds
  • You can ask questions only related to the package/s chosen
  • Please read the guidelines here before subscribing

Recommendations for

Equity MF

1180
  • Large cap and Multi-cap schemes
  • Mid-cap Funds schemes
  • Arbitrage Funds

We do not recommend foreign, sector, balanced & hybrid funds

Add Equity MF with

Investools

1180

Put your monthly savings into fixed income and equity funds for long-term goals:

  • Wealth building
  • Specific Goals like education, marriage
  • Lumpsum

Recommendations for

Stocks

4248
  • Lion Stockletter
  • SIP/Lumpsum tool for Lion stocks

Want to buy only stockletters? Please visit advisor.moneylife.in/slfaq

Add Stocks with

Investools

1180

Put your monthly savings into fixed income and lion stocks for long-term goals:

  • Wealth building
  • Specific Goals like education, marriage
  • Lumpsum

Portfolio

Restructuring

6313
  • Restructuring tool
  • Recommendations to equity funds and Lion stockletter
  • Investools for both equity funds and stocks
  • SIP tool for stocks

Recommendations for

Insurance

1770
Health InsuranceLife Insurance
  • Mediclaims
  • Critical Illness Plan
  • Accident Insurance
  • Top Up/Super Top Up
  • Health Insurance Selector Tool
  • Term Plan Recommendations
  • Insurance Surrender Tool

Common Package 1770
Please note you cannot add/delete/change a package once subscribed. Price includes GST.

Your Choices
Equity MF 1180 + Investools 1180
Stocks 4248 + Investools 1180
Equity MF 1180 + Investools 1180 + Stocks 4248 + Investools 1180 = Restructuring 6313
Insurance 1770
Total 1770
Optional Packages: Choose at least one

OUR PRICING APPROACH

Anybody who has some understanding of the financial markets know that financial consumers are simply sales targets of financial companies and victims of wrong or untested advice and harmful products. However, because of lack of time, technical nature of financial products, consumers cannot do it all by themselves. They need unbiased help and continuous support. Unfortunately, it is dangerous to be guided by stockbrokers, distributors, insurance agents, relationship managers, online aggregators, portals, or the media.
We have a mission to change this dismal situation by offering you a financial advisory service that just works for your benefit. And we want it offer it a price that is of enormous value for you. So we have set our pricing at a low level so that more and more people can benefit.

FREQUENTLY ASKED QUESTIONS

Product

Please check this link. https://advisor.moneylife.in/faq/

There is no such product in the market, which offer unbiased advice on all your financial needs backed by over a decade of deep methodical research, combined with the finest personal finance magazine.

As mentioned, there are no comprehensive advisory products to help you know and help you do, covering fixed income, mutual funds, stocks and insurance

Subscription, Processes & Operations

You must fully read the following sections:
FAQ for the service https://advisor.moneylife.in/faq/
FAQ for stockletters https://advisor.moneylife.in/slfaq/
Guidelines for asking questions https://advisor.moneylife.in/handholding.html#read-me
Terms https://advisor.moneylife.in/terms/ and Policy https://advisor.moneylife.in/policy/

If you are an existing subscriber of the Moneylife weekly online magazine and / or lion stockletter, you will first have to pay the FULL amount towards the subscription package of MAS online financial advisory services.

To avoid duplication of the subscription/s, the credit/s amount available with us, towards the remaining period of your existing subscription/s to Moneylife weekly online magazine Magazine (part of common package) and/or Lion Stockletter (part of optional package of ‘Stocks’ / ‘Restructuring’ ), will be utilised to extend your Annual subscription to the MAS online financial advisory services. The extension in the number of days will be based on the package price of your MAS subscription.

No. We cannot assign individual advisors. We like to be fully accountable for what we suggest. Hence we request our subscribers to use the platforms, such as ASK section, so that we both have a complete record of all your questions and the advice which can be easily verified later.

You can raise as many queries you want on the hand holding section. There is no limit to the number of queries. However, we have restrictions on what kind of questions you could ask. Please read this first: https://advisor.moneylife.in/handholding.html#read-me

No. Tax queries are not part of the investment advisory service.

You will a get a welcome mail after you become a member which will tell you what you have subscribed for. You will have access to the parts of the website you have subscribed for, including the magazine, for as long as you are a member. These sections are common for all subscribers:1 Free accident insurance 2. Fixed income recommendations 3 Save Tax: Tax saving tools. 4 ELSS Sip tool.5 Short-term investool Finally, if you have any questions, please feel free to ask here https://advisor.moneylife.in/handholding.html#query

To use this website best, here are some guidelines. https://advisor.moneylife.in/start-here/index.html

There is no video as yet but we are ready to answer all your queries. Please post your queries in the Ask section.

You can view them from your MAS profile dashboard under 'Stockletter' - https://advisor.moneylife.in/profile.html#view

You will get a an alert in your inbox on the site.

You should not. You should encourage others to join this unique.

No, it is a yearly subscription. You cannot pay on a monthly basis.

The subscription is for fixed periods and not extendable.

Common Package - What’s included and what’s not?

We do not sell the common package separately. You have to select atleast one optional package while subscribing. 

No, Moneylife magazine is not a print publication anymore. You will get access only to the digital content of the Moneylife weekly online magazine by using this link https://www.moneylife.in/archive/online.html

The Moneylife Handbook is online accessible through this link https://advisor.moneylife.in/handbook/manage-your-money/bank-accounts/5.html

Recommendations on which bank FD, which debt funds, which liquid funds, which other fixed income.

You can acess the short term investool by using this link https://advisor.moneylife.in//tools/investools/short-term/afresh.html

You can ask any question on a confidential basis - https://advisor.moneylife.in/handholding.html#query

You can raise as many queries you want on the hand holding section. There is no limit to the number of queries. However, we have restrictions on what kind of questions you could ask. Please read this first: https://advisor.moneylife.in/handholding.html#read-me

Optional Packages – What’s included and what’s not?

If you have invested in stocks for at least 5 years and have the experience of gains and losses, go for stocks. Otherwise go for mutual funds. If you need to invest for specific goals like children’s education or health corpus use or lumpsum investment, go for the Investools after choosing stocks / Equity mutual funds.

We can do a one-time analysis of your portfolio so that it is cleaned up. You can then invest in our recommended stocks, for which you can either choose stockletters or stocks option of MAS Online financial Advisory Services.

Yes, we do. You should buy the MAS Online Financial Advisory Services. Choose the stocks option from https://advisor.moneylife.in/pricing.This will give you access to our Lion stock letter. If you need to invest for specific goals like children’s education or health corpus use or lumpsum investment, go for the Investools after choosing stocks / Equity mutual funds.

Recommendations on debt funds are a part of the common package, as is clearly mentioned in the pricing page. However, you will have to additionally choose either stocks, equity mutual funds or insurance as an optional package to complete your subscription. We do not sell the common package separately.

Yes we recommend, you choose either Mutual Funds or stocks.

Panther or Antelope is not part of MAS Online Financial Advisory Services. You will need to subscribe to these separately from here https://advisor.moneylife.in/slfaq

At any time, you will get access to the current week's stockletter and to the stockletters released during your subscription period. You need to follow the recommendations mentioned in the most recent stockletter.

The stockletters and the MAS Online Financial Advisory Services are different.

Once you subscribe to the Online Financial Advisory Services, 1. You will have access to our recommendations on insurance or mutual funds or Lion stocks as per the optional package that you have chosen 2. You can post any query related to the optional package that you have chosen by using the ASK section https://advisor.moneylife.in/handholding.html#query

The restructuring tool takes all your existing investments and advises you on what to hold, what to sell and what to buy. Since our suggestions could include both stocks and equity funds, and the use of investool, we have included all that in restructuring. Restructuring does not include insurance.

Restructuring includes detailed review of your complete portfolio, with guidance given on what steps should be taken to bring your portfolio in line with ideal asset allocation. Quick review is simply a quick hold or sell advice on existing portfolio.

If you want comprehensive Restructuring of your investments and assets subscribe to the Restructuring package. If not we will review the Mutual funds and stocks depending on what you have subscribed to.

Only Lion is part of MAS Online Financial Advisory Services. Panther and Antelope are not part of MAS Online Financial Advisory Services. You need to buy them separately.

Please note that handling insurance claim was never part of our service. It is your insurance agent who handles your claims, because he is the person who gets 15% to 25% of commission for it. Thus it his responsibility to help you with your claims.

No, these services are performed by insurance agents for which they charge commissions. We are not insurance agents. We research and offer recommendations of the right insurance products.

This facility is currently not available. You cannot add another package for part of the one-year period.

Subscription to the Optional packages of Stocks or Restructuring include only the LION Stockletter and its SIP Tool. You will need to subscribe for the other stockletters separately from here https://advisor.moneylife.in/slfaq

Suitability/Whom is this Service for?

People from all age groups can join MAS Online Financial Advisory Services. You may be single or married, with or without children or approaching retirement. If you are in need of protection through insurance, or in need of savings to be deployed methodically, MAS Online Financial Advisory Services would be useful for you.

The Subscription to MAS Online Financial Advisory Services is meant for a single user.

Yes, you can. Indeed, this service would be of great benefit to you, if you wish to buy Indian financial products.

You can choose the optional Package of Mutual funds, if you need our help to meet specific goals ,you can choose the investool also.

The service is for a single person since everyone has a different risk profile and different financial profile, which we have to take into account for any investment advice we provide. This is as per SEBI rules.

The MAS Online Financial Advisory Services is meant for individual use and as such your spouse will have to independently subscribe towards the same because everyone’s risk profile and financial profile are different which we have to take in to account for any investment related advice we provide. This is as per SEBI rules.

Yes, we will review on your portfolio provided you present it as a single portfolio and not ask separate questions specific to your wife and mother. It will be our opinion on your investments and not investment advice as per SEBI’s definition.

InvesTools

InvesTool solves the three main questions investors have: 1. What to invest in? 2. How much to invest in every month?3. When to invest?

The investment figure in equity mutual fund changes as per the market levels, suggesting you invest more when the market is down and not at all when the market is expensive. The timing reduces risk and increases returns.

The restructuring tool takes all your existing investments and advises you on what to hold, what to sell and what to buy. Since our suggestions could include both stocks and equity funds, and the use of investool, we have included all that in restructuring. Restructuring does not include insurance.

Features of the Short-term Investment Tool (Common package):1. This tool can be used for one-time or monthly investments 2. The investment will be divided into fixed income products and/or equity products if the equity market valuation is favourable 4. Short-term is defined as periods of less than 5 years 5. You can create only 5 plans at any time. The long-term investool helps you meet your goals and build wealth over at least five years.

Wealthbuilder is a tool, which helps you invest with the horizon of 5 years or more, without any specific goals.

As of now, we do not provide such tools. We are working on it.

Yes. The tool has a date range of 10 years. The new investools also has a commenting section for each of the plans. This allows a user to be in touch with us anytime for a support for the goals. Unlike the previous tool, we can offer a continuous interaction and support throughout these 10 years. At the expiry of 10 years, you can set up another plan of 10 years based on the amount actually saved up to that date and get a fresh view of how much to save further. Based on your feedback, we will work on extending in the date range.

Payment

You can pay online by net banking or credit / debit card here https://advisor.moneylife.in/pricing. We prefer an online payment because your account gets automatically created.

We prefer an online payment because your account gets automatically created. In case you still want to make an offline payment, you can send a Demand Draft / Cheque in the name of MONEYLIFE ADVISORY SERVICES PVT LTD and courier/post it to our Subscription Department at., Moneylife Advisory Services Pvt Ltd.

316-317, 3rd Floor, Hind Service Industries Premises,
Off. Veer Savarkar Marg, Near Shivaji Park Seaface,
Dadar (W), Mumbai 400028
OR, you can also deposit cash / cheque into our account or also do a Direct NEFT Transfer.

Our Bank account details are as under:
Account Name: MONEYLIFE ADVISORY SERVICES PVT LTD
Account No: 911020022412028
Account Type: Current Account, Bank Name: Axis Bank Ltd. Branch: Shivaji Park Bank Address: 81, Dev Kunj, Veer Savarkar Marg, ShivajiPark, Dadar (W), Mumbai 400028.
IFSC code: UTIB0000341
MICR Code: 400211031
NEFT/SWIFT code: AXISINBB060

Kindly do write to us at [email protected] as and when you deposit the amount so that we can keep track and confirm the receipt of your payments and guide you further on the pending offline process accordingly

Fees once paid are non-refundable and non-transferable.

TESTIMONIALS

"Thanks a ton. This was one of the best advice I have ever got.!!!"

VAIBHAV PANDEY

"Thank you once again for the help provided in getting back the money wrongly deducted from my account"

SAMUEL DAVIS

AVINASH BHOSALE

"Such a elaborate answer settles all queries. Thanks a lot for guiding. No words."