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Banks have not passed on RBI's rate cuts to borrowers in 2019: Economic Survey

It appears that there has been no transmission of the cut in repo rate to lending rats of banks in 2019, says the Economic Survey


SBI will hike margin over repo rate in new loan scheme from October 1 2019, as per risk

State Bank of India will charge additional spread/margin over the repo rates in case of borrowers in specified situations where risk is seem to be...


RBI Orders Banks to Link Retail, MSMEs Loans to External Benchmarks

The Reserve Bank of India (RBI) has made it mandatory for banks to link loans to retail customers and micro, small and medium enterprises (MSMEs) to...


SBI announces Repo Rate linked Home Loans from July

State Bank of India (SBI) has announced that it will link the price of its home-financing products to the central bank’s repo rate. Starting...


ICICI offers instant home loan sanction

ICICI Bank has introduced digital home loans and top-ups where customers can get an instant sanction and disbursement, subject to the...


LIC Housing Finance to offer home loans up to 75 years of age

LIC Housing Finance (LICHFL) is now offering home loans that can be repaid up to the age of 75


Delinquency rates in small bank loans found to be low by a study by Transunion Cibil

Credit bureaus appear to be helping banks take cautious lending decisions where loans are not backed by collaterals


RBI proposes to link loans’ interest rates to external benchmarks

The Reserve Bank of India (RBI) has proposed that banks will now have to link the interest rates charged by them on different categories of loans to...


Indiabulls Housing Finance has increased home loan rates by up to 20 bps

The Reserve Bank of India (RBI), in its latest monetary policy review, kept key rates unchanged


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