HDFC Life To Refund Premium after 96% Loss

The case highlights that the ‘generic benefit illustration’ which insurers gave in the past was a perfect mis-selling tool

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Why We Suggest Only Online Term Plans

The importance of life insurance is undeniable in our lives. The death of the breadwinner can create havoc emotionally and financially. Life...

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What would be your return from traditional policies?

A lot of people buy traditional insurance plans such as endowment plans. Have you thought of calculating returns on such plans, especially since you...

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Surrendering insurance? Think of the tax-angle

The Finance Bill of 2012 has made it mandatory that the sum assured should be 10 times the annual premium (the earlier limit was five times) for life...

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Life Insurance: Protecting wisely

It is good to see a host of life insurance companies actually talking about the features of their insurance products. All these years, their high...

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Surrendering pension products? Prepare to pay taxes irrespective of when you surrender

If you surrender a pension product anytime before maturity, will it mean that you will have to give back the tax deduction you had claimed?

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